When I look at debt relief options in Canada, I think the biggest mistake people make is assuming the answer is always a new loan. … Read More
Lauren has over 13 years of experience in wealth management and financial planning. She is a CFA charterholder and holds a Bachelor's degree in Finance. Lauren has worked with several asset management firms, offering wealth advisory and portfolio management services to high-net-worth clients.
Alterfina – Good or Bad Canadian Lender? (2026 Review)
Alterfina is a Canadian online lending platform that offers short-term financing to people with bad credit, limited credit history, or difficulty qualifying with traditional banks. … Read More
Consolidated Credit Canada: Good for Debt Relief? (2026 Review + Comparison)
If you’re feeling buried by debt, I would start with a “one-stop” assessment where you can hear your options clearly in plain English. That’s why … Read More
Journey Capital – Good Choice for Business Loans? (2026 Review)
Turned away by banks and credit unions? Journey Capital (www.journeycapitalfunding.ca) can be a solid choice for small to medium-sized businesses looking for flexible funding solutions. … Read More
Driven Financial – Good Place to Get Business Loans? [2025 Review]
If you’re running a small or medium-sized business and need quick access to funding, even with an average or bad credit score, Driven.ca might be … Read More
7 Quebec Debt Relief & Consolidation Programs in 2025
Are you living in Quebec and worried about your high debt? You are not the only one. According to the latest MNP Consumer Debt Index, … Read More
Understanding R3 Credit Ratings: What You Need to Know
Banks, financial institutions and lenders view our financial reliability through the lens of a credit rating. This is because in Canada our rating determines creditworthiness … Read More
Understanding R4 Credit Ratings: What You Need to Know
Credit ratings play a fundamental role in personal finance. Why? Because they are an indicator of our creditworthiness. These ratings influence loan approvals and affect … Read More
Understanding R5 Credit Ratings: What You Need to Know
While they may not be top of mind, our credit ratings are a key part of our finances. They act as a snapshot of a … Read More
Understanding R8 Credit Ratings: What You Need to Know
If there is a set of keys to unlocking your financial opportunities in Canada, then your credit rating is certainly one of them. Your rating … Read More
