Loans & Cash Advance

Looking for a way to cover a small shortfall before payday and build your credit at the same time? Nyble gives eligible Canadians an interest-free line of credit of up to $250 — with no credit check, no interest, and...

Need to cover an unexpected bill before payday without the sting of interest, NSF fees, or a payday-loan debt trap? Bree (website: www.trybree.com) lets eligible Canadians access an interest-free cash advance of up to $750 — no credit check, no...

If aggressive creditors, missed payments, or a tight paycheque caused you to search for payday loan alternatives in Canada, you are not alone. Payday loans are marketed as quick fixes for short-term cash problems, but they can be one of...

Windmill Microlending (www.windmillmicrolending.org) provides affordable career loans, coaching, and mentorship to help skilled newcomers restart or advance their careers in Canada. But is Windmill Microlending legit, and is one of its loans actually worth considering? In this review, I’ll break...

Alterfina is a Canadian online lending platform that offers short-term financing to people with bad credit, limited credit history, or difficulty qualifying with traditional banks. While the company is rooted in Quebec, it also now markets loans in Ontario. :contentReference{index=0}...

LendCare is a Canadian point-of-sale (POS) financing provider (similar to Fairstone) that partners with merchants (auto, powersports, home improvement, healthcare, retail) to offer installment loans at checkout. Approvals can be fast and some products allow a soft credit check for...

Spring Financial is a Vancouver-based Canadian online lender that offers personal loans and credit-building programs to borrowers in most provinces across Canada. In this review, I’ll break down their loan products, rates, reviews, and overall value to help you decide...

If you're considering alternative auto financing options in Canada, Northlake Financial might have crossed your radar. The company operates as a certified CLA-certified lender, which adds an extra layer of legitimacy to the company's services. However, how does it stand out compared...

Photo Credit: Consolidated Credit Canada If you’re feeling buried by debt, I would start with a “one-stop” assessment where you can hear your options clearly in plain English. That’s why I’m comfortable pointing people to Consolidated Credit Counselling Services of...

Turned away by banks and credit unions? Journey Capital (www.journeycapitalfunding.ca) can be a solid choice for small to medium-sized businesses looking for flexible funding solutions. They offer several business financing options, including term loans, lines of credit, and flexible repayment...

Fairstone is one of Canada’s oldest and largest non-bank lenders, offering personal loans and secured lending options to Canadians with fair to poor credit. But how do their loans really compare to others, and what should you watch out for?...

Swoop Funding Logo Swoop Funding is an online business lending platform that has recently expanded its services to Canada (originally from the UK). It's basically a marketplace for small and medium-sized enterprises (SMEs) seeking various funding options. Rather than providing...

You may have heard of the Business Development Bank of Canada (BDC). It's a popular funding option for entrepreneurs and business owners all over Canada. Whether it's loans, consulting, or advisory services, the group prides itself on providing Canadian businesses...