Loans & Cash Advance

Dealing with debt can feel overwhelming, but organizations like Money Mentors offer much-needed relief, especially for residents of Alberta. Founded in 1997, Money Mentors is a non-profit organization that specializes in credit counseling, debt management, and financial education. It is...

Consolidated Credit Canada (www.consolidatedcreditcanada.ca) is the country's largest non-profit when it comes to debt relief. With offices in almost every province in territory, they provide credit counseling and debt consolidation services to Canadians who want to lower and/or pay off...

Working capital or term loans? Secured or unsecured? When it comes to financing your business, endless solutions often lead to headaches and confusion. To mitigate the stress, let's discuss the best start-up business loans in Canada. What Are Startup Business...

If you're an up-and-coming manufacturer, or need capital to build out your assembly line, equipment loans are practical pathways to increasing your company's infrastructure. But, where can you find the best equipment loans in Canada? What Are Equipment Loans? Like...

The Business Development Bank of Canada (BDC) is a go-to financing source for entrepreneurs. Whether it's loans, consulting, or advisory services, the group prides itself on providing Canadian businesses with the resources they need to succeed. Should you apply for...

Operating a business in Alberta can be both rewarding and challenging. Whether you’re just starting out or looking to expand your current operations, a business loan can be a crucial tool to help you achieve your small business goals. In...

If you need capital to grow your business or require a cash infusion to overcome challenges, help is available. From unsecured lines of credit to asset-based loans, Ontario institutions tailor financing to meet the needs of small, medium, and large...

If you've been denied business loans and don't know where to turn, asset-based financing may be right for you. Utilizing your property, equipment, or accounts receivables as collateral can encourage lenders to extend credit. However, since there are two sides...

In a challenging macroeconomic environment, access to capital can vary across industries. And with small businesses often hurt the most when institutions tighten their lending standards, asset-based financing helps mitigate these challenges by using collateral as a form of surety....

If your business needs capital but credit seems out of reach, there are solutions. By using company assets like machinery, inventory, receivables, or others as collateral, lenders may be more willing to extend financing. But, with different options available, where...

When lenders extend financing to you, their primary objective is to have the funds returned safe and sound. Beyond interest and a sufficient rate of return, protecting their principal is essential to survival. In other words, a few bad loans...

If aggressive creditors caused you to seek insolvency assistance, you may be wondering if a payday loan is a wise decision. Unfortunately, while payday loans are marketed as solutions for short-term cash problems, they often do more harm than good....

Despite pursuing professional goals in your home country, the hard work can be nullified when you move to Canada. With stringent laws and regulations in place to ensure skills compliance, foreign education and experience are often an afterthought. And with...

When your paycheck is days away and bills are piling up, where can you turn? Personal loans? Payday loans? A cash advance on your credit card? The options may seem prudent under the right circumstances, but they typically have longer...

With inflation and high interest rates creating the perfect storm for many Canadians, a March 2024 Equifax report highlighted how consumers face mounting financial challenges and struggle to pay their credit card debt.  Rebecca Oakes, Vice President of Advanced Analytics at Equifax...