Loans & Cash Advance

If you run a small business in Canada and you've been turned down by the bank, you've probably run into Greenbox Capital. The pitch is speed: money in your account within a day or two, minimal paperwork, no hard credit-score...

Swoop Funding is an online business lending platform that expanded into Canada from the UK. It isn't a lender in the traditional sense. It's a marketplace for small and medium-sized enterprises (SMEs) chasing capital, matching them with a broad network...

Photo Credit: Consolidated Credit Canada If you’re feeling buried by debt, I would start with a “one-stop” assessment where you can hear your options clearly in plain English. That’s why I’m comfortable pointing people to Consolidated Credit Counselling Services of...

Driven logo. Credit: www.driven.ca If you run a small or medium-sized business and need funding fast, even with an average or bad credit score, Driven.ca is one of the names you'll keep running into. Driven (Driven Financial Technologies Corporation) is...

Canada Drives is a Vancouver-based platform that connects Canadians with auto financing, with a particular pitch toward people who have poor credit or no credit history at all. The promise is simple: fill out one online form, get matched with...

Looking for a way to cover a small shortfall before payday and build your credit at the same time? Nyble gives eligible Canadians an interest-free line of credit of up to $250 — with no credit check, no interest, and...

Need to cover an unexpected bill before payday without the sting of interest, NSF fees, or a payday-loan debt trap? Bree (website: www.trybree.com) lets eligible Canadians access an interest-free cash advance of up to $750 — no credit check, no...

If aggressive creditors, missed payments, or a tight paycheque caused you to search for payday loan alternatives in Canada, you are not alone. Payday loans are marketed as quick fixes for short-term cash problems, but they can be one of...

Windmill Microlending (www.windmillmicrolending.org) provides affordable career loans, coaching, and mentorship to help skilled newcomers restart or advance their careers in Canada. But is Windmill Microlending legit, and is one of its loans actually worth considering? In this review, I’ll break...

Alterfina is a Canadian online lending platform that offers short-term financing to people with bad credit, limited credit history, or difficulty qualifying with traditional banks. While the company is rooted in Quebec, it also now markets loans in Ontario. :contentReference{index=0}...

LendCare is a Canadian point-of-sale (POS) financing provider (similar to Fairstone) that partners with merchants (auto, powersports, home improvement, healthcare, retail) to offer installment loans at checkout. Approvals can be fast and some products allow a soft credit check for...

Spring Financial is a Vancouver-based Canadian online lender that offers personal loans and credit-building programs to borrowers in most provinces across Canada. In this review, I’ll break down their loan products, rates, reviews, and overall value to help you decide...