Loans & Cash Advance

Kitting out a gym is expensive. Treadmills, racks, plate-loaded machines, cardio banks, functional-training rigs — a single studio fit-out can run well into six figures before you've hung a sign. Paying cash for all of it drains the working capital...

A dump truck is a serious capital purchase — a new unit can run well past six figures, and even a solid used one ties up money most operators would rather keep working. Financing spreads that cost over the truck's...

If you're an entrepreneur or startup owner trying to land a small business loan in Canada at the best possible rate and terms, it helps to know exactly what lenders look at before they say yes. Approval isn't a mystery...

If you run a business in Canada, you've almost certainly come across the Business Development Bank of Canada (BDC). It's one of the go-to funding options for entrepreneurs from coast to coast, offering loans, consulting, and advisory services all under...

Swoop Funding is an online business lending platform that expanded into Canada from the UK. It isn't a lender in the traditional sense. It's a marketplace for small and medium-sized enterprises (SMEs) chasing capital, matching them with a broad network...

Photo Credit: Consolidated Credit Canada If you’re feeling buried by debt, I would start with a “one-stop” assessment where you can hear your options clearly in plain English. That’s why I’m comfortable pointing people to Consolidated Credit Counselling Services of...

Working capital or term loan? Secured or unsecured? When it comes to financing a business, the sheer number of options tends to create more confusion than clarity. To cut through it, let's walk through the best startup business loans in...

Looking for a way to cover a small shortfall before payday and build your credit at the same time? Nyble gives eligible Canadians an interest-free line of credit of up to $250 — with no credit check, no interest, and...

Need to cover an unexpected bill before payday without the sting of interest, NSF fees, or a payday-loan debt trap? Bree (website: www.trybree.com) lets eligible Canadians access an interest-free cash advance of up to $750 — no credit check, no...

If aggressive creditors, missed payments, or a tight paycheque caused you to search for payday loan alternatives in Canada, you are not alone. Payday loans are marketed as quick fixes for short-term cash problems, but they can be one of...

Windmill Microlending (www.windmillmicrolending.org) provides affordable career loans, coaching, and mentorship to help skilled newcomers restart or advance their careers in Canada. But is Windmill Microlending legit, and is one of its loans actually worth considering? In this review, I’ll break...

Alterfina is a Canadian online lending platform that offers short-term financing to people with bad credit, limited credit history, or difficulty qualifying with traditional banks. While the company is rooted in Quebec, it also now markets loans in Ontario. :contentReference{index=0}...