Are you living in Quebec and worried about your high debt? You are not the only one. According to the latest MNP Consumer Debt Index, … Read More
The Consumer Price Index Falls (-0.1%) in August 2025, Rises to 1.9% Y-O-Y
Canada’s consumer price index (CPI) increased by 1.9% year over year (Y-o-Y) in August, up from 1.7% Y-o-Y in July. Statistics Canada (StatsCan) published the … Read More
Fig Financial – Good or Bad for Loans? (2025 Review)
Fig Financial is a Canadian online lender that offers unsecured personal loans you can apply for in minutes. You can check your rate without affecting … Read More
Lendcare – Trustworthy Company? (Full 2025 Review)
LendCare is a Canadian point-of-sale (POS) financing provider (similar to Fairstone) that partners with merchants (auto, powersports, home improvement, healthcare, retail) to offer installment loans … Read More
Understanding R3 Credit Ratings: What You Need to Know
Banks, financial institutions and lenders view our financial reliability through the lens of a credit rating. This is because in Canada our rating determines creditworthiness … Read More
Understanding R4 Credit Ratings: What You Need to Know
Credit ratings play a fundamental role in personal finance. Why? Because they are an indicator of our creditworthiness. These ratings influence loan approvals and affect … Read More
Understanding R5 Credit Ratings: What You Need to Know
While they may not be top of mind, our credit ratings are a key part of our finances. They act as a snapshot of a … Read More
Understanding R8 Credit Ratings: What You Need to Know
If there is a set of keys to unlocking your financial opportunities in Canada, then your credit rating is certainly one of them. Your rating … Read More
Understanding R9 Credit Ratings: What You Need to Know
Credit ratings in Canada play a major role in shaping your finances. They impact everything from loan approvals to interest rates, influencing your access to … Read More
The Consumer Price Index Rises (+0.3%) in July 2025, Falls to 1.7% Y-O-Y
Canada’s consumer price index (CPI) increased by 1.7% year over year (Y-o-Y) in July, down from 1.9% Y-o-Y in June. Statistics Canada (StatsCan) published the … Read More
