Credit Score

Your credit score is a critical factor that determines whether you qualify for a mortgage, auto loan, line of credit, or other lending vehicles. And if unfortunate circumstances hurt your score and made it difficult to obtain financing, there are...

When your paycheck is days away and bills are piling up, where can you turn? Personal loans? Payday loans? A cash advance on your credit card? The options may seem prudent under the right circumstances, but they typically have longer...

Whether it's a mortgage, auto loan, line of credit, or credit card, your credit score is a critical factor that determines the terms, interest rate, and whether or not you gain approval. And while most Canadians understand the purpose of...

As inflation uncertainty creates anxiety about a potential recession, Canadians have mixed feelings about their employment prospects and household finances. A January 2024 report by TransUnion found that financial pressures have increased consumers' desire to obtain credit. An excerpt read: "86% of...