Debt Relief

If aggressive creditors caused you to seek insolvency assistance, you may be wondering if a payday loan is a wise decision. Unfortunately, while payday loans are marketed as solutions for short-term cash problems, they often do more harm than good....

Is mounting debt keeping you up at night? Are creditors aggressively pursuing collections? When money becomes an issue, it can seem like the harder you try, the worse things get. To obtain professional guidance, mentorship, and develop an effective debt-relief...

When your paycheck is days away and bills are piling up, where can you turn? Personal loans? Payday loans? A cash advance on your credit card? The options may seem prudent under the right circumstances, but they typically have longer...

If you're drowning in debt and unsure where to turn, you're not alone. Many Canadians confront insolvency and wonder how mitigation will affect their family, assets, and long-term financial health. Moreover, most are unaware of the laws and regulations designed...

As inflation uncertainty creates anxiety about a potential recession, Canadians have mixed feelings about their employment prospects and household finances. A January 2024 report by TransUnion found that financial pressures have increased consumers' desire to obtain credit. An excerpt read: "86% of...

With inflation and high interest rates creating the perfect storm for many Canadians, a March 2024 Equifax report highlighted how consumers face mounting financial challenges and struggle to pay their credit card debt.  Rebecca Oakes, Vice President of Advanced Analytics at Equifax...