Credit ratings act as tools to help manage your finances. They give an overview of how responsible you are with your money and can impact … Read More
Lauren has over 13 years of experience in wealth management and financial planning. She is a CFA charterholder and holds a Bachelor's degree in Finance. Lauren has worked with several asset management firms, offering wealth advisory and portfolio management services to high-net-worth clients.
Journey Capital: Good Choice for Business Funding? (2024 Review)
Turned away by banks and credit unions? Journey Capital (www.journeycapital.ca) can be a solid choice for small to medium-sized businesses looking for flexible funding solutions. … Read More
Understanding R5 Credit Ratings: What You Need to Know
While they may not be top of mind, our credit ratings are a key part of our finances. They act as a snapshot of a … Read More
Payday Loans in Canada: Are They Worth It? Any Better Alternatives?
Payday loans in Canada can (sometimes) be a lifesaver when you’re in a financial pinch and have an emergency expense coming up. They’re generally quick … Read More
Alterfina – Good or Bad Canadian Lender? (2024 Review)
Alterfina is a Canadian online lending platform based in Quebec. They specialize in short-term loans and cash advances, especially to individuals with bad or no … Read More
Understanding R4 Credit Ratings: What You Need to Know
Credit ratings play a fundamental role in personal finance. Why? Because they are an indicator of our creditworthiness. These ratings influence loan approvals and affect … Read More
Understanding R3 Credit Ratings: What You Need to Know
Lenders view our financial reliability through the lens of a credit rating. This is because our rating determines creditworthiness. An R3, for example, may indicate … Read More
Understanding R2 Credit Ratings: What You Need to Know
Credit ratings in Canada play a crucial role in determining your creditworthiness. They affect many aspects from loan approvals to interest rates on mortgages. Given … Read More
Understanding R1 Credit Ratings: What You Need to Know
Is your credit rating something you check frequently, like your bank balance? It’s not for me. If you are similar to most Canadians, then it … Read More
Understanding R0 Credit Ratings: What You Need to Know
Do you think about your credit rating daily? No? Me neither! Though we may not think about it often, it doesn’t mean our credit rating … Read More
